Flexible Payment Options
Affordable Financing for Home Accessibility
Accessibility shouldn't wait because of cost. We've partnered with Hearth to offer flexible financing options so you can get the ramp, lift, or modification you need now — and pay over time.
How Financing Works
Hearth connects you with multiple lenders so you can compare rates and find a payment plan that fits your budget. No obligation, no impact on your credit score to check your options.
01
Check Your Options
Fill out a quick form to see personalized loan offers from multiple lenders. Takes about 60 seconds and won’t affect your credit score.
02
Choose Your Plan
Compare rates, monthly payments, and terms from multiple lenders. Pick the option that works best for your budget.
03
Get Your Project Done
Once approved, we schedule your installation. You enjoy your new accessibility solution while paying in comfortable monthly installments.
Powered by Hearth
Make Accessibility Affordable
We understand that accessibility modifications are often unexpected expenses. That's why we've partnered with Hearth to give you options. Whether it's a wheelchair ramp, stair lift, or platform lift — you shouldn't have to choose between your safety and your budget.
- Multiple Lender Options — Compare offers from several lenders to find the best rate and terms for your situation.
- No Credit Score Impact — Checking your options is a soft pull — it won’t affect your credit score.
- Fast Approval — Most applicants receive a decision within minutes, not days.
- Low Monthly Payments — Spread the cost of your project over time with affordable monthly payments.
- Use for Any Service — Financing is available for ramps, stair lifts, platform lifts, rentals, and custom solutions.
Financing FAQ
Will checking my financing options affect my credit score?
No. The initial check is a soft inquiry, which does not impact your credit score. A hard inquiry only occurs if you choose to move forward with a specific lender.
What can I finance?
Any of our services — wheelchair ramp installation, stair lifts, platform lifts, grab bars, custom accessibility modifications, and even short-term rentals in some cases.
How long does approval take?
Most applicants receive pre-qualified offers within minutes. Final approval timelines depend on the lender you choose, but it’s typically fast.
What if I’m not approved?
Hearth works with multiple lenders, so even if one declines, others may approve you. We can also discuss alternative payment arrangements directly — just give us a call.
Is there a minimum or maximum financing amount?
Minimums and maximums vary by lender. Most home improvement loans through Hearth range from $1,000 to $100,000, which covers the vast majority of accessibility projects.
Questions about financing?
We're here to help you find a way. Let's talk.
Not sure if financing is right for you? Call Jason directly — he'll walk you through all your options with zero pressure.